Life, as we know it is full of surprises, some moments in life is inevitable. We may have different journeys in life, but they will all end the same, as they end for us, it should be a new beginning for our families.
There are a lot of families at this instant, worrying about funeral costs because they did not have a funeral cover. Whether we want to admit it to ourselves or not, one should have a funeral plan, and so that in an unfortunate event of death, the only thing your family should be worried about is funeral arrangement and letting families know of the unfortunate circumstances.
We know we see the Clientele ads on TV every single day of our lives, and finally, I no longer find them annoying. My teenage younger brother still changes the station when it comes on, but I’ve explained it to him that I use to feel the same way, being reminded of death can be found depressing when in actuality it strengthens you and you learn to live a healthy prosperous life while you cover yourself and your family for any unforeseen circumstances.
Trust me when I say, we all need a funeral plan unless you are a millionaire, and some millionaires have taken maximum life covers. It is part of life when you are no longer available for your family; let your spirit rests knowing you’ve left behind something to keep them going.
I like to think of myself as the Ambassador of all companies, so let me take you in deeper with the funeral plans offered by our very own Clientele.
Clientele offers two types of funeral plans namely:
1. Clientèle Funeral Dignity Plan
Clientele Funeral Dignity Plan starts from as little as R190 per month, you can cover up to 13 people on 1 plan, and you can cover for over R110, 000. You can afford to buy a ‘bunny chow’ every day or a packet of crisps; you can be able to cover yourself, with a little cost of R2 per day.
When you claim, clientele gives you a massive R200 airtime; you can call your family and friends and let them know of the unfortunate event of death. Your cover with clientele includes an unveiling benefit as well as a monthly grocery.
Clientele takes it as far as helping you with funeral arrangements – you can a 24/7 helpline to assist you with anything that can make things easier for you, you get grief counseling – in a case that that the body needs to be repatriated, clientele will come in handy.
They will help you get the lowest rates but of high quality with various funeral suppliers. After all, clientele should really be the name you trust.
2. Clientèle Ultimate Dignity Plan
Here we are the clientele ultimate dignity plan – the ultimate offer by clientele when it comes to funeral plans. If you were ever worried about paying high premiums, this type of a funeral plan pays back your premiums – I sure did not stutter, I was also amazed by how clientele cares for the customers to such an extent that it gives back, when you don’t claim until a specified age period, and quite frankly, it’s fair.
Premiums start at R205 per month, an individual can get up to R100 000 whereas a family cover gets up to R500 000. With Clientele Ultimate Dignity Plan you can cover 3 children for free, and just with any clientele funeral claim, you get R200 airtime of which you can use for funeral arrangements.
This cover includes grocery as well as unveiling, to top it all, it includes the transport benefit. Yes, you can cover up to 13 people on 1 plan – that’s what makes clientele what it is, the name you trust. You will get a 24-hour funeral helpline to help you with funeral arrangements and counseling if need be.
Clientele has introduced a new benefit in which half of your premiums will be paid back when you reach the age of 65. You can use the money however you want. It’s yours.
The other half of your premiums will be received by the beneficiaries in the event of death; the premium-payback is only applicable to remembers who join the cover before the age of 50.
How to claim
In the unfortunate even that death is upon your family, you will have to lodge a claim with clientele. When you someone is deceased, you need to contact clientele and review the insurance policy of the deceased as well as assess it for approval.
There are a number of ways that you can lodge a Funeral Claim – However, please you do as such, here are the documents needed to process your claim.
- Copy of the Death Certificate of the deceased (Must be certified – you can do so at a post office or a police station, you have to take the original copy with you)
- The Deceased Certified copies of ID
- Beneficiary’s Certified ID copies.
You should know that clientele have the right to ask for additional information or documents to process the claim,
You can do the following to lodge a claim
- Call the Clientele Helpline on 011 320 3000
- You may SMS your policy number to 31041 (Standard rates apply per SMS)
- Fax Clientele on 011 320 3170
- Complete a call me back form online
- You can visit the Clientele Branch or Head Office: Clientèle Office Park, Cnr. Alon and Rivonia Road, Rivonia, Johannesburg with relevant documents, it’s best to call and know the extra documents that may be needed.
- Alternatively, you can email firstname.lastname@example.org
- Ensure that your documents are signed and certified by a Commissioner of Oaths
If you can afford a funeral cover it is best to have one. Protect yourself and your family. You may leave comments below for any advice and please note of our disclaimer. We are not affiliated nor endorsed by Clientele.
Clientele is an authorized financial services provider and registered insurer; FSP 15268 for the Long-Term Insurance Policies (Clientèle Life Assurance Company Limited) and FSP 34655 for Short-term Insurance Policies (Clientèle General Insurance Limited) for any queries visit www.clientele.co.za and or call 011 320 3000.Sign up for our forum today
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