Flexi Core Credit Card by Absa
Flexi Core Credit Card by Absa, Imagine Credit: Absa.co.za

It is not every time that you get what you want, but Absa has always been aware of their customers’ needs. When it comes to the banking sector, Absa is one of the big four banks in South Africa. It has been catering to the needs of the customers for years now.  You can easily get access to the Absa Credit facility and choose the one that best works for you.

Having a credit card in this lifetime can help you build a credit record especially with the Flexi Core Credit Card by Absa. With this credit card, you can begin a journey in increasing your credit score. This could be your very first credit card with Absa, as the minimum salary requirement is way too low that almost everyone can have it.

Absa Credit Card comes with an ample of benefits that you can enjoy, including making online purchases at the comfort of your own home (Making online purchases at home – I would suggest you have an updated Antivirus on your computer, and ensure that you shop on reputable online stores with encrypted sites (sites using SSL to protects your credit card information)).

You will be able to make purchases anytime, at any amount, in-store, online, withdraw cash if you must, it’s up to you. It’s however, not recommended to carry huge amounts of cash on you – rather leave it on your account, and you must carry way less money on you, for emergencies at unknown or rural places without any ATMs or any form of cash withdrawal.

Absa Flexi Core Credit Card Benefits

Yes, you get all the benefits you can get with the Absa Flexi Core Credit Card for beginners (Just a recommendation).  Here are the benefits:

  • The credit card account has a fixed monthly fee, thus you pay the same amount on a monthly basis, ensuring that you pay off your monthly debts and it also helps you budget and manages your money.
  • As a beginner, this credit card will help you build a credit history for yourself, you will be able to increase your credit score and be able to qualify for higher credit when you pass the affordability test.
  • The Absa Flexi Core Credit Card allows you to get up to 57 days interest-free.
  • When you make purchases you will not be charged for transactions.
  • You get basic travel insurance by default when you open a Flexi core credit account with Absa
  • If you lose your card, it will be replaced for free.

Do I qualify for Absa Flexi Core Credit Card?

To qualify for an Absa Flexi Core Credit Card, you have to be employed and/or have an income on a monthly basis; this will be used as an affordability test to determine if you qualify for the Credit Card. Here are the requirements:

  • Your monthly income has to be between R2000 and R4000 to qualify
  • You must be 18 years or older to qualify for the Aba Flexi core credit account
  • You will be assessed for affordability
  • For terms and conditions, you will have to go to The Absa Flexi Core Credit Card Page

Documents Required

The Flexi Core Credit Card requires the following documents for assessment and approval of the application process.

  • A valid South Africa Identity Document (SA ID) or a Smart Card ID
  • You must produce proof of residence not older than 3 months
  • Proof of income stating the latest 3 monthly payments

For more information contact the Absa credit card facility on 0861 114 411, and/or get 24-hour support on 0861 462 273, in a case if stolen cards call 0800 111 155, alternatively email any queries to contactcard@absa.co.za

Absa is an Authorized Financial Services Provider and a registered credit provider (NCRCP7)

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  • Founder and Business Writer of iBusiness.co.za, (born June 28), a South African Business Reviewer and Blogger. A native of Ventersdorp, Mogopa Village (SA), often referred to as Zack. Let's talk iBusiness.

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