The least of the car insurance option and most basic is the Third-Party Car Insurance; however, having any kind of car insurance is important. Generally, third party insurance only covers for damages you caused to a 3rd party’s vehicle and does not cover your vehicle.
The 3rd Party Car Insurance Cover by PMD offers the following benefits
You will be covered for Write-off and accidents (You will be covered if you lose your vehicle through accident write-off, natural disaster, and fire, theft, and hijacking)
Up to R500 000 3rd Party liability protection per incident
Covered for the full retail value of your car
Hail Damage Cover (When nature decides to let it flow there’s absolutely nothing we can do, in a case, where your vehicle is damaged due to hail storm, you will be covered)
Growing Cover For Smaller Accidents (Get insured for small accidents)
There are optional benefits that you can add to your policy for a small fee. Here are some of the additional options:
Car Hire Reimbursement – this covers car hire costs in case you are in an incident that involves your insured car.
24-hour Roadside Assistance and towing in a case you are in an accident or a break down due to mechanical failure
And Additional Drivers – you can choose to add 2 more drivers in your policy
Windscreen Rider (Your front windscreen is covered for repair or replacement if it was accidentally damaged.)